Analisis kredit berdasarkan usulan investasi pembangunan ruko PT ABC pada PT Bank Rakyat Indonesia (persero), Tbk, cabang samarinda --

ABS

development proposal

ASNAYATI, Analysis oe credit bussed on

Investment Building of Ruko PI' ABC at PI' Bank Rakyat Indonesia (Persero)

Tbk Branch Samarinda, under guidance of Xlr•s, Rama SE, M.Si, as

counsellor of I and of Mr. AchmadRudzali. S.Si as counsellor of ll.

The problem of formula in this ssritingis . "How proposal invesment to

foundation to submit credit so that grade to accepted or refused at PT Bank

Rakyat Indonesia (Persero) Branch Samarinda•.»••

ith a purpose to writing to

know how proposal building of ruko as foundation to subntit credit so that grade

to accepted or refused.

While the hypothesis that the presented is,

"It is Proposal

Invesment Building of Ruko PT ABC as Foundation for Submission of credit at

PT Bank Rakyat Indonesia (Persero) Tbk Branch Samarinda can be accepted.

The analysis and testing were by calculating proceeds the previus that is

adding Earning After Tax with decrease, then calculate estimasi of proceeds with

method of Trend Moment, the next calculate Net Prsent of Value on the basis of

discount rate 15,5% multiplied with proceeds of estimasi and compared to

discount rate 37,241 % so that obtained Internal Rate of Return.

The result of analysis and testing hypothesis can be cocluded that proposal

invesment building of ruko PT ABC can be accepted because NPV on the basis of

Discount Rate 15,5% The result of analysis and testing hypothesis can be

concluded that proposal investment building positive that is Rp 2.042.418.650,00.

This matter express that bigger PV of Proceeds that is Rp 5.720.034.150,00 from

PV of Outlays Rp 3.677.615.500,00 so that credit can be realized. And accepted

credit proposal is yr ABC because IRR Bigger hilll from IRR that to

wish is 15,5%. Next the hypothesis assert that "it is proposal Invesment Building

of Ruko ABC as Foundation for Submission of credit at PT Bank Rakyat

Indonesia (Persero) Tbk Branch Samarinda can be accepted", is ACCEPTED.